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Managing Business Finances; Effective Cash Management
Your business's health and longevity depend in part on maximizing the value of every dollar of your operating cash. The UBS Business Services Account BSA® can help you do exactly that. As available cash flows in, it's automatically swept into an interest-bearing deposit account or money market mutual fund, based on your account's eligibility.1

From conducting day-to-day banking to optimizing excess cash and reconciling banking activities, the Business Services Account BSA can provide you with cash management tools to help you keep your business running smoothly.

For more information about how UBS can help your business grow, contact a UBS Financial Advisor. Your Financial Advisor can help you identify a cash management approach that supports your business goals and enhances your cash management activities.

Conducting Day-to-Day Banking
Helping your business run smoothly

Optimizing Excess Cash
Put available cash to work

Reconciling Banking Activities
The power of information

1 An investment in a money fund or other sweep option is neither insured nor guaranteed by the Federal Deposit Insurance Corporation (FDIC) or the U.S. government, and there can be no assurance that any money fund or other sweep option will be able to maintain a stable net asset value of $1.00 per share. It is possible to lose money by investing in the fund. For more information about UBS RMA money market funds or other sweep options, please obtain a prospectus by contacting your Financial Advisor. Investors should consider the investment objectives, charges, expenses and risk factors carefully before investing. The prospectus contains this and other information. Read it carefully before you invest.

If you are a sole proprietor or a government entity, unless you affirmatively elect one of the alternative tax-free sweep fund offerings, uninvested cash will automatically sweep to the UBS Bank USA Deposit Account Sweep option. The Deposit Accounts are insured by the FDIC. On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor in the aggregate (including principal and interest combined) for accounts other than certain retirement accounts (which were already insured up to $250,000). The FDIC insurance coverage changes will apply to funds sweeping into UBS Bank USA under the program offered through the Resource Management Account® (RMA®), Business Services Account BSA and Basic Investment Accounts. This temporary increase will expire on December 31, 2013, and FDIC deposit insurance will revert back to $100,000 for all depositors (other than certain retirement accounts). Neither UBS AG nor UBS Financial Services Inc. will be responsible for any insured or uninsured portion of the UBS Bank USA Deposit Accounts. For more information about the Deposit Account Sweep Program, contact your Financial Advisor.

UBS Financial Services Inc. is a registered broker-dealer and is not a bank. As such, it does not offer bank accounts.

The UBS Business Services Account BSA is a brokerage account. Deposit Accounts are provided by UBS Bank USA, Member FDIC. All other banking features are provided by third-party banks.


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Wealth management services in the United States are provided by UBS Financial Services Inc., a registered broker-dealer offering securities, trading, brokerage and related products and services. Member SIPC. Member FINRA.
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