At UBS, we view wealth management in terms of a one-to-one relationship between a client and his or her Financial Advisor. As each client has unique financial goals, needs and tolerance for risk, there is no single approach to wealth management that will suit everyone. Our goal is to work closely with our clients by providing them with the information needed to make sound financial decisions.

A key element of our relationship is ensuring that our clients have a clear understanding of the ways they can conduct business with us, including how we charge for the products and services that we offer, as well as the applicable laws and regulations that govern us.

The following pages provide more details on these topics:

Relationships & Pricing
The pricing methods associated with transaction-based and asset-based account relationships.

How We Charge For Our Services
The process by which UBS earns revenue and how our Financial Advisors are compensated.

Advisors & Broker-Dealers
The applicable laws and regulations that govern our distinct activities as an investment advisor and a broker-dealer.

Investing for Seniors
The regulatory guidelines and resources available to the baby-boom generation and all of our clients.